When selecting cards for Facebook ad payments, most people focus on fees and limits. While these factors are important, they’re not the most critical ones. In media buying, the primary goals of the campaign must be taken into account as they directly impact its success. The main goal in media buying is ensuring that the payment gets approved. Without it, the ad campaign simply won’t happen. This outcome depends on the characteristics of the payment card, specifically its BIN and the issuing country.
Another crucial factor is the ease and speed of handling multiple cards. It’s important that the payment tool’s interface allows users to manage different cards efficiently and offers clear reporting. Finally, due to Facebook’s strict policies, cards used for payments must guarantee secure transactions. This is where 3D Secure technology comes in handy.
Other features of payment tools relate to finances. They help you stay within budget and manage ad spending. Below is a review of five virtual cards that minimize declines on Facebook.
1.PSTNET
PSTNET issues virtual Visa/Mastercard cards for various needs. The service offers virtual debit and virtual credit cards for Facebook Ads. There are also cards for other advertising platforms. All of the platform’s cards have well-balanced advantages. Let’s explore why these cards are top-tier solutions for Facebook payments.
Key Features for Facebook:
- 25+ Trusted BINs: From U.S. and European banks to minimize risk payments
- Team Tools: Task distribution, role assignment, and limit setting
- Spending Analytics: Detailed financial operation reports available to users
- 3D Secure Technology: Ensures transaction security and success on the ad platform
Financial Features:
- No Fees: No fees for transactions, declined operations, frozen card activities, or withdrawals
- Top-up Fees: Starting at 2%
- 3% Cashback: Cards with cashback on ad spending available
- 3 Top-up Methods: 18 crypto coins, bank transfers (SWIFT/SEPA), and other Visa/Mastercard cards
- No Limits: Unlimited cards, spending, and top-ups
In PSTNET reviews, users highly rate the service’s card capabilities and their cost-effectiveness. PSTNET also offers a special program called PST Private, which provides 3% cashback on ad spend and up to 100 cards per month for free.
Additional Service Features:
- Free Pulse BIN Checker: Database of over 500,000 BINs, updated daily
- 1-Step Registration: Use Apple ID, Google accounts, Telegram, WhatsApp, or email for easy sign-up
- Telegram Bot: Receive 3D Secure Codes and service updates via Telegram
- 24/7 Customer Support: Immediate assistance via Telegram, WhatsApp, or live chat
2.Abcard
Abcard (AnyBill) has established itself as a convenient financial solution for Facebook. The service issues virtual Visa/Mastercard/UnionPay cards optimized for ad payments. With a transparent fee structure, the cards meet the essential aspects of a successful ad campaign.
Key Features for Facebook:
- 6+ BINs: With locations in the U.K., U.S., and Estonia, they work well with the platform
- Team Tools: Task distribution and role assignment
- Spending Analytics: Detailed reports on transactions and declines
- 3D Secure Technology: Ensures transaction security and success on the ad platform
Financial Features:
- Free Cards: No charge for card issuance
- Zero Fees: No fees for transactions
- Top-up Fees: 4.5%
- Decline Fee: No more than 7% for declined transactions
- Crypto Top-ups: Only USDT (TRC20, ERC20) supported
- Minimum Deposit: To issue a free card, you’ll need to deposit at least 150 USDT
Additional Service Features
- Registration in 1 Hour: Standard form registration and account verification only via Telegram bot
- No KYC: Cards issued without documents
- 24/7 Support: Round-the-clock support via live chat or email
3.Capitalist
Capitalist is a financial service known as a payment platform for businesses and individual users. For media buyers, the service offers specialized CardsPro — virtual cards that support Visa and Mastercard, optimized for working with advertising platforms.
Key features for working with Facebook:
- 9 BINs: from UK, US, and European banks, ensuring minimal declines
- Team management tools: task delegation, role assignment, and setting spending limits
- Expense analytics: real-time transaction reports
- 3D Secure Technology: available on cards with certain BINs
Financial features:
- Zero transaction fees
- Top-up fees: starting at 3%, depending on the BIN
- Decline fee: $0.30 per rejected transaction
- 4 ways to top up your balance: 5 cryptocurrencies (USDT TRC20, BTC, and others), international bank transfers (SWIFT/SEPA), other Visa/Mastercard cards, and transfers from the Capitalist balance
Additional service features:
- Registration: You need to fill out a standard form on the website, confirm your email, and request access to CardsPro via your personal account. To continue issuing cards, you’ll need to go through an additional registration step, which includes filling out a questionnaire and a short interview. However, the entire process takes less than two hours and is managed by a service representative.
- 24/7 Customer Support: Available through Telegram
4. Spendge
Spendge is another financial service that offers virtual cards for ad payments. The service’s cards work with the Visa payment system. Only debit cards are available to users, ensuring stable payments on Facebook.
Key features for working with Facebook:
- 10 BINs: from European banks, helping to minimize payment risks
- Team management tools: role assignment based on functional responsibilities
- Expense analytics: reports on all financial transactions available upon request
- 3D Secure Technology: available on cards with certain BINs
Financial features:
- Zero fees for internal transfers between accounts
- Transaction fees: 1% of the transaction amount + $0.30 per operation
- Top-up fees: starting at 3%
- 4 ways to top up your balance: over 30 cryptocurrencies (USDT TRC20, BTC, and others), SWIFT/SEPA bank transfers, Visa/Mastercard cards, and transfers from partner service balances
Additional service features:
- 24-hour registration: Registration status is displayed in real time on the service’s website
- 24/7 Customer Support: Responds quickly through the website chat and Telegram
5. Mybrocard
Mybrocard offers virtual Visa/Mastercard cards for advertising payments. The service has cards with BINs specifically for Facebook payments. To select the right one, you need to consult with a service manager. However, the service doesn’t guarantee successful payments. During the consultation, the manager will only provide recommendations. That said, the cards are generally suitable for Facebook Ads payments.
Key features for working with Facebook:
- 7 BINs: from European banks, ensuring reliable transactions on ad platforms
- Team management tools: task delegation, role assignment, and setting card limits
- Expense analytics: all expenses are displayed on the dashboard
- 3D Secure Technology: available on cards with certain BINs
Financial features:
- Zero transaction fees
- Top-up fees: 3% to 7%
- Decline fee: depends on the number of declines, with a penalty system and account blocking for exceeding a 25% payment decline threshold
- Cashback: if the decline rate is below 10%
- Free cards: the first 50 cards can be issued for free
- 4 ways to top up your balance: USDT TRC20, bank transfers (only for legal entities), Visa/Mastercard cards, and transfers from partner service balances
- Minimum deposit: $500 is required to issue cards
Additional service features:
- Registration: Includes filling out a standard form on the website. You also need to complete the KYC process (uploading a selfie with your ID and waiting for verification, which takes about 24 hours)
- 24/7 Customer Support: Available through live chat
Conclusion
When choosing a card for Facebook ad payments, it’s essential not to focus solely on fees or limits. The main factor is reliable payments. If transactions don’t go through, your campaign won’t launch. Success depends on choosing the right card. The cards should have trusted BINs, management and analytics tools, as well as 3D Secure to minimize the risk of declined transactions on Facebook. Payment reliability and ease of use are the two main criteria for selecting a card.
We’ve finished reviewing the top 5 virtual card services for Facebook. The top three in our ranking are PSTNET, Abcard, and Capitalist. They guarantee successful payments on Facebook, and their advantages are perfectly balanced. They are quite affordable, and the cards are easy to issue. Spendge and Mybrocard also have their strengths, but issuing cards requires a lengthy registration process. Additionally, the fees and deposit amounts can be substantial for smaller-budget campaigns.
Overall, each virtual card in our review is one of the best solutions on the market. All of them offer great value for money. When making your choice, consider the needs of your business and align your decision with its goals. This way, your choice of payment solution for Facebook Ads will be well-informed and lead to success.
